![]() “It’s one of the most important documents a consumer can put together,” says Jeanne Salvatore, spokeswoman for the Insurance Information Institute, which has provided free downloadable software to consumers for years.įor those who find the prospect of cataloging everything they own daunting, there is some good news. In the event of a claim, insurers require you to substantiate your loss in as much detail as possible. That’s why you need to take stock of what you have. Most of us can’t remember what we had for lunch much less what’s stashed in the hall closet. Simply give us a call at 63 to discuss the property you need inventoried and I can give you a free quote over the phone, or you can click the link and fill out a short form and I’ll get back to you.Now that the hurricane season is gearing up, home inventories are essential. Whether you have an old inventory that needs updating or you’ve never itemized your personal property, now is the best time to get a quote. Trust me, insurance companies will ask for an inventory, including a detailed description and the value of your damaged or stolen property.Īnd in order to justify the loss you suffered our detailed inventory will prove to be very beneficial at this time. ![]() Not having an accurate inventory means you could lose thousands of dollars due to loss, theft, fire or damage should you need to file an insurance claim. a recent appraisal for expensive jewelry.a catalog of property for each room in your home.an accurate list for high value items, including manufacturer, model and serial numbers.a record of your interior and exterior property.The essentials of having an accurate property inventory include: And kept in a safe and secure location so that you can use it should the time come to need it. What’s more, it’s important that it remain up-to-date as well. ![]() Having a personal property inventory is as important as the insurance coverage you renew each year. It turns out that you require proof of ownership in order to collect on many electronic devices and property that we all own, such as:ĭo you know how much coverage you have on your personal property? And if all was lost tomorrow do you have proof of ownership so you can file a claim that will get pain on time? Personal property inventory So you can imagine my surprise after months of hard work to find out that we were under-insured. We did our best to catalog the burnt remains of our belongings, which took months and many phone calls to friends and family members for any photos they may have of our home. ![]() I found out the hard way after my family lost everything in a home fire back in 2006.Īnd sadly for us we did not have an inventory of all our property to give to our insurance company when filing a claim. As a home owner you probably have smoke detectors on every floor of your house.Īnd clearly you have a homeowners insurance policy since the bank or mortgage company require you to have coverage for your home and personal property.īut do you know how much insurance coverage you have on your belongings?Īnd did you know that most insurance companies will require proof of ownership when it comes to filing a claim? Could you prove what you really owned? ![]()
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